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@ Yahoo! News - by layer3.news
2025-06-12 10:32:06
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✍️ Americans with 401(k) accounts are saving at an all-time high, with a total savings rate of 14.3% in the first quarter of 2025, approaching the 15% benchmark for optimal retirement savings.
👉 Total 401(k) savings rate reaches an all-time high of 14.3% in the first quarter of 2025
👉 Employees contribute 9.5% of their salaries to 401(k) plans
👉 Employers match 4.8% of employee contributions
👉 Auto-enrollment and auto-escalation features are becoming more common
👉 Younger workers are more likely to contribute to a Roth 401(k) and have a higher effective savings rate
#MikeShamrell #MindyYu #RobAustin #world
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