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@ boston wine
2025-03-09 00:20:43I find the gift cards can clutch if (for example) you live in a city and order takeout. But the real hack is 1) paypal bill pay with the debit card, get .5% back on top of cc rewards for cards that work with it and 2) sats back on ACH payments (credit cards without PPBP, rent, bills, and the IRS once a year 😉)