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In the UK, as Bitcoin on-ramps become throttled more and more by government interference, ironically more and more off-ramps are becoming available. So here, as Bitcoin starts its bull run and many people will be spending or taking profits within the next year or so, I am going to summarise my experience with off ramps. N.B. many of these off-ramps are also on-ramps, but I’m primarily focusing on spending Bitcoin. Revolut: At last in the UK, Revolut is a “probation” full bank and so now has most of the fiat guarantees that other legacy banks have. Apart from its excellent multi-currency account services for fiat, meaning you can spend native currencies in many countries, Revolut have for some time allowed you to buy a selection of Crypto currencies including Bitcoin. You can send those coins to self custody wallets, or keep them on Revolut and either sell or spend on specific DeFi cards which can be added to platforms like Apple Pay. Fees, as you would expect are relatively high, but it is a very good, seamless service. Uphold: This was an exchange I was automatically signed up to by using the “Brave Browser” and earning BAT tokens for watching adds. I have however found the built in virtual debit card, which I’ve added to Apple Pay useful for shedding my shitcoins by cashing them in and spending GBP in the real world, buying day to day stuff. Xapo Bank: I signed up about a year ago to the first “Bitcoin Bank” founded by Wences Casares a very early Bitcoiner. They are based in Gibraltar and offer a USD, Tether and Bitcoin banking service which allows you to deposit GBP or spend GBP, but converts everything into either USD or BTC. You have a full UK bank account number and sort code, but everything received in it is converted to USD on the fly. They also support Lightning and they have integrated LightSparks UMA Universal Money Addressing protocol explained here: https://www.lightspark.com/uma When I signed up the fees were $150 per annum, but they have since increased them to $1,000 per annum for new users. I have yet to use the bank account or debit card in any earnest, but it will be my main spending facility when I take profits Strike: I’ve only just signed up for this, so have little experience, but it appears to be focused as an on-ramp, you do have a BACS bank account number to send / receive fiat to as well as a Bitcoin & Lightning address. As far as I can see it has no dedit card option yet. Coinbase: Back in 2017, I signed up for a Coinbase debit card and was spending Sats in daily life with it automatically converting Sats to GBP on the fly. I let it lapse in 2021 and haven’t bothered to replace it. I believe it is still option to consider. Crypto.com I have a debit card which I cannot add to Apple Pay, but I have managed to add it to Curve card: https://www.curve.com/en-gb/ which is in turn added to Apple Pay. This allows me to spend any fiat which I have previously cashed from selling coins. I currently have some former exchange coins cashed out which I am gradually spending in the real world as GBP. SwissBorg Has had a troubled past with the FCA, but does currently allow deposits and withdrawals from UK banks, although Barclays have blocked transactions to my own nominee account within SwissBorg on a couple of occasions. They have a debit card option for investors in their platform, which I am not and they intend to make this generally available in the future. SwissBorg are a not an exchange, but more of a comparison site, searching the market for the best prices and activating deals for you across multiple platforms, taking a commission. They have been my main source for buying BTC and when they are not being interfered with by the FCA, they are excellent. You also get a nominee bank account in their platform in your own name.